Our Financing Offers
Our green energy financing options.
Hawai’i State FCU’s
0% interest and no monthly payments in the first 18 months. After the first 18 months, enjoy an interest rate as low as 7.70% APR** for the next 78 months. The APR for the entire 8-year term may be as low as 5.165%.
You must join the credit union to participate and can borrow up to $75K to finance your PV, solar hot water, roofing and/or energy efficient air conditioning home improvement.
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American Savings Bank
- As low as 7.62% APR
- Loans From $1,500 to $70,000*
- 0.00% initial period for 12 months
- After initial period, 5.50% interest-only period for 6 months (months 13 to 18)
- After interest only period, fixed principal and interest payment period for 102 months (months 19 to 120)
- No prepayment penalty
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Sungage
Convenient 5, 10, 15, 20 and even 25-year loan options. Make no payments on the tax credit portion of your loan until June of the following year.
Borrow up to $150K to finance your PV + Storage system.
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HIGA – GEMS
- Immediate estimated bill savings
- Elimination of credit barriers
- Obligation tied to the utility meter (not a person)
- Program Charge payments conveniently made with your monthly electric utility bill
- Long-term financing of up to 20 years (for a more cash-flow friendly option) at a below-market, stated fixed rate of 5.5% per annum
- Homeowner or landlord will own the system. System owners may be eligible for tax benefits. Please contact your tax advisor for more information.
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Hawaii State FCU – AC
If you’re a homeowner, you know your home is your biggest investment. Count on us to help you take care of it with a Roof & Renovation Loan when you need to make any home improvements.
0% interest and no payments for 12 months. After the first 12 months, enjoy an interest rate as low as 7.70%. The APR for the entire 7-year term may be as low as 5.691%.**
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